Some discounts are automatically applied. For example, every car in a certain Year, Make, and Model group is equipped with dual front airbags. Insurers automatically apply the discount.
Other discounts are action-based. A senior driver may qualify for a discount by taking an approved Accident Prevention Course.
Here is a convenient summary of just some of the available discounts currently available from our Pennsylvania carriers. Call us for details and to see if you qualify!
HOME INSURANCE
Monthly EFT
(Erie Insurance Group) This is not a true reduction of annual premium, but it avoids installment payment plan fees AND allows you to budget 12 payments over 12 months.
Alarms
Local alarms for fire, smoke, and/or burgary. Central station alarms for fire, smoke and/or burglary that notify a service or authorities.
Multi-Policy
(Erie Insurance Group) insure your personal auto with an Erie Auto policy. Also, Erie offers a discount for life protection thru Erie Family Life.
Jewelry in Vault
Receive a discounted rate for scheduled jewelry kept in a vault.
PERSONAL AUTO INSURANCE
Pay-In-Full
Paying premium in full at the beginning of the policy period
0-30-60 Payment
(Erie Insurance Group) Paying the premium in 3 equal installments in the first 60 days of the policy period.
Monthly EFT
(Erie Insurance Group) This is not a true reduction of annual premium, but it avoids installment payment plan fees AND allows you to budget 12 payments over 12 months.
(Other carriers) This is not a true reduction of 6-month premium, but it offers lower installment payment plan fees AND allows you to budget 6 payments over 6 months.
Anti-Theft
Alarms, some automatically set each time you lock your car door using your remote, may qualify you for discounts
Anti-Lock Brakes
Standard on some models, optional on others
Air Bags
Standard on some models, optional on others; upgrades to side and side-curtain on some vehicles
Driver Training
(Erie Insurance Group) Young drivers completing an approved course with 30 hours of classroom and 6 hours road-time instruction
Youthful Driver
(Erie Insurance Group) Young drivers, with qualifying household driving records, may complete a review at our agency
College Student
(Erie Insurance Group) a full-time student residing at school while the car remains back home
Accident Prevention
Senior drivers, with qualifying driving records, may take an approved course and receive a discount for 3 years
Reduced Use
(Erie Insurance Group) storing your car for at least 90 consecutive days
Low Miles
(Erie Insurance Group) driving significantly less than 12,000 – 15,000 annual miles (average in U.S.)
Multi-Vehicle
Insure all vehicles in the household with the same carrier
Multi-Policy
(Erie Insurance Group) insure your primary home with an Erie HomeProtector policy. Also, Erie offers a discount for life protection thru Erie Family Life
(Progressive) insure your auto and other needs with Progressive such as boat, cycle or RV.